Navigating Your Individual and Family Coverage Options

 
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Early Retirees

Services Include:

  • Understanding your COBRA benefits, coverage length, and costs

  • Comparing COBRA to individual and family plans on the Affordable Care Act platform, and possible alternative coverage options

  • Understanding Marketplace subsidies. Do you qualify?

  • Local plan knowledge to ensure access to needed providers and medications

  • Offering all local plans to guarantee your best coverage/price options

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Medicare Consultation

Get Help With:

  • Medicare enrollment for Part A and/or Part B

  • Understand Medicare enrollment periods, penalties and costs

  • Learn how Medicare works with group insurance and understand rules for groups greater than and less than 20 employees

  • Comparing your Medicare coverage and costs to your group option. More than 60% of clients will do better with Medicare

  • Group HSA rules as they relate to Medicare Guidelines

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Dependent Coverage

Assistance For:

  • Children turning 26 and aging out of your coverage

  • Finding affordable options for dependents when group premiums are expensive

  • Understanding Marketplace subsidies when group coverage is available. Does your family qualify?

  • Complex coverage issues